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Clover POS pricing: what each device, plan and card fee costs
Clover Retail, bought outright: Basic to Advanced
US$349 to US$2,648 for the hardware. Software is US$104.90 a month at most, none shown for Basic. Cards tapped, swiped or inserted cost 2.3% to 2.6% + 10 cents. Clover's 36-month subscription costs more than buying.
B2B Fees read Clover's shop, Retail pricing and FAQ in a real browser on Nov 9, 2026. We bought and opened nothing. How we test ยท How we are paid: no payment processor or reseller has paid for this page, and nothing on it links to a Clover seller.
What each Clover device costs: Compact, Flex, Mini, Station
Clover's terminals cost US$349 (Compact) to US$1,899 (Station Duo) to buy, or US$16 to US$180 a month for 36 months. Clover says its prices are only available on its own site.
| Device | Buy | A month, 36 months | The 36 payments |
|---|---|---|---|
| Go Handheld card reader | US$199 | No subscription shown | None |
| Compact Countertop terminal, 3.6 inch screen | US$349 | US$16 | US$576 |
| Flex Pocket Handheld, no printer | US$699 | US$35 | US$1,260 |
| Flex Handheld, built-in printer, 8-hour battery | US$749 | US$40 | US$1,440 |
| Mini 8 inch touchscreen, built-in printer | US$849 | US$45 | US$1,620 |
| Station Solo 14 inch touchscreen | US$1,799 | US$174 | US$6,264 |
| Station Duo 14 inch screen and an 8 inch customer screen | US$1,899 | US$180 | US$6,480 |
| Kitchen display 14 or 24 inch | US$799 or US$899, plus US$25 a month per device | None shown | None |
| Kiosk 24 inch self-order | Contact sales | Contact sales | None |
Clover's Account Only option has no hardware. A Retail bundle prices its software separately; see below.
Subscribing to a Standard bundle costs at least US$1,523 more than buying over 36 months
Clover prints each Retail bundle two ways: a monthly subscription for 36 months, or a buy price plus a monthly software fee. Over the same 36 months, and after the last payment a subscriber still has to buy or return the equipment:
| Retail bundle | Buying: hardware and software | Subscribing: the payments | Subscribing costs |
|---|---|---|---|
| Basic Compact terminal | US$349, no software fee shown | US$16 a month = US$576 | US$227 more (65%) |
| Standard Station Duo, cash drawer | US$1,899 + US$84.95 a month = US$4,957.20 | US$180 a month = US$6,480 | US$1,522.80 more (31%) |
| Advanced Station Duo and a Flex | US$2,648 + US$104.90 a month = US$6,424.40 | US$240 a month = US$8,640 | US$2,215.60 more (34%) |
Clover does not say whether the software fee is inside the subscription. If it is not, Standard costs US$9,538.20 subscribed. Card fees are the same either way. Ask the seller what the monthly price covers before you sign.
Clover plans and card rates
Retail Standard's lower card rate pays for its US$84.95 software fee only above about US$28,300 a month in card sales, on the rate gap alone.
| Plan | Software a month | Tap, swipe or insert | Typed in |
|---|---|---|---|
| Retail Basic Starter | None shown | 2.6% + 10 cents | 3.5% + 10 cents |
| Retail Standard Retail Growth | US$84.95 | 2.3% + 10 cents | 3.5% + 10 cents |
| Retail Advanced Retail Growth | US$104.90 | 2.3% + 10 cents | 3.5% + 10 cents |
| Restaurant Starter Station Solo US$1,799 | US$89.95 | 2.3% + 10 cents | 3.5% + 10 cents |
Rapid Deposit, funds within minutes of a card sale, costs 1.75%: US$350.00 a month on US$20,000 of card sales. A typed-in payment of US$40 costs US$1.50 against US$1.02 tapped.
A year of Clover Retail at three card volumes
Hardware bought once, 12 months of software and card fees on US$40 payments taken in person:
| Card sales a month | Basic | Standard | Advanced |
|---|---|---|---|
| US$5,000 | US$2,059 | US$4,448 | US$5,437 |
| US$20,000 | US$7,189 | US$9,038 | US$10,027 |
| US$50,000 | US$17,449 | US$18,218 | US$19,207 |
Card fees are the largest part from the second row down, and the same method as the POS comparison. How card rates work: card processing fees.
The 36-month terms, in Clover's FAQ
- Leaving. Non-cancelable, no refunds; can be broken in a buyout or upgrade; can be paid off at any time.
- The end. Buy or return the equipment, or the term is extended at the same monthly charge, which Clover calls renting month to month. Tell Clover at least 30 days before it ends. Clover does not publish the buy price: it says the price comes when you give notice.
- The first bill. 30 to 60 days after signing; a partial month is pro-rated.
- What it includes. No money down, a warranty and upgrade options; card processing fees are not included.
- Who sells it. Termination fees and contract terms depend on the seller: Clover Direct, a bank or another reseller.
What is not in these numbers
- Your seller. Banks and other resellers set their own contracts and may price differently; these are Clover's own pages.
- Other plans. Quick-service and full-service restaurant plans beyond Starter, and the device-free plans for professional, personal and home services.
- Extras. Cash drawer for Compact, scale, scanner, payroll and Clover Capital, and sales tax.
- The offer. Clover's banner offers new merchants a US$450 statement credit on a Station, Mini or Flex, online only, with a 3-year contract and conditions, until Dec 31, 2026. We have not netted it into these prices.
- Canada. These are US prices.
Quick answers
How much does a Clover POS system cost?
Bought outright, a Clover Retail bundle is US$349 (Basic, Compact terminal) to US$2,648 (Advanced, Station Duo and a Flex). Software tops out at US$104.90 a month, and card fees start at 2.3% + 10 cents in person (read Nov 7, 2026).
How much is a Clover Flex?
US$749 to buy, or US$40 a month for 36 months. Flex Pocket, without a printer, is US$699 or US$35 a month (Clover's shop, read Nov 9, 2026).
How much is a Clover Station Duo?
US$1,899 to buy, or US$180 a month for 36 months. Station Solo is US$1,799 or US$174 a month, Mini US$849 or US$45, Compact US$349 or US$16 (read Nov 9, 2026).
What are Clover's card processing fees?
In person, 2.3% + 10 cents on Retail Standard and Advanced and on the Restaurant Starter bundle, 2.6% + 10 cents on Retail Basic. Typed in, 3.5% + 10 cents. Rapid Deposit, funds within minutes, is 1.75%.
Can you cancel a Clover subscription?
Clover says subscriptions are non-cancelable and ineligible for refunds, but can be paid off at any time or ended in a buyout or upgrade. Termination fees and terms vary by the company that sells you Clover (read Nov 9, 2026).
Not for you if
- You want a short commitmentSubscribing is 36 months, non-cancelable, and is extended at the same monthly charge unless you buy or return the equipment.
- You take many typed-in paymentsTyped in, Clover charges 3.5% + 10 cents, US$0.48 more than a tapped card on a US$40 payment.
- You want one price for the whole systemClover says terms and fees depend on who sells it to you, so these are Clover's own list prices.
- You sell in CanadaThese are US prices. We have not read Clover's Canadian pages.
How we know
- Clover's shop, Retail pricing and pricing FAQ, read by our builder in a real browser. The FAQ answers sit collapsed on the page and were read from its text.
- Clover's Restaurant page, Starter plan, read in a real browser by an independent reviewer, who also confirmed the prices and contract wording above.
- Retail plan prices and card rates, first read in a real browser by our builder. Clover's Retail page shows the same on Nov 9, 2026.
We opened no account and tested no device: we read Clover's pages. Clover's pages are drawn by script, so our nightly check cannot re-read them; a person re-reads them. Method: how we check prices.