Every price read from the provider’s own page, and dated
Tell us how you sell. We show what each Canadian option costs a year, with the extras the price page leaves out.
Card processing
Your top three at CA$20,000 a month, online, in CA$60 payments, lowest whole year first. The B2B Fees reader rate from merchant-accounts.ca is first because it is the cheapest whole year here, not because of who pays us.
CA$6,500a year in card fees, 2.71% of sales
Reader-rate sign-up link coming soon. This link opens their regular site, which lists standard prices, not the reader rate.
merchant-accounts.ca may pay us if you open an account through B2B Fees.
Professional
CA$6,712a year in card fees, 2.8% of sales
Interchange-plus
CA$7,920a year in card fees, 3.3% of sales
Free
| CA$20,000 a month, online | merchant-accounts.ca | Helcim | Square |
|---|---|---|---|
| Cost for a year | Lowest CA$6,500 | CA$6,712 | CA$7,920 |
| Share of your sales | Lowest 2.71% | 2.8% | 3.3% |
| Rate | interchange (assumed 1.88%) + 0.35% + 20¢, CA$29 a month | interchange (assumed 1.88%) + 0.5% + 25¢ | 2.8% + 30¢ |
| Plan | Professional | Interchange-plus | Free |
| Rate type | B2B Fees reader rate | Published rate | Published rate |
| Visit | Visit merchant-accounts.ca Reader-rate sign-up link coming soon. This link opens their regular site, which lists standard prices, not the reader rate. merchant-accounts.ca may pay us if you open an account through B2B Fees. |
Best is the best published figure in a row. "Not published" never wins.
Job software
A 3-person crew taking 50 invoices of CA$400 a month by card: ServiceM8 prints a Canadian price, CA$7,968 a year (CA$348 software, CA$7,620 card fees). Jobber costs US$9,528 a year, with no Canadian price shown.
Prices read Nov 3, 2026 and Nov 1, 2026. The other apps are billed in US dollars, not offered in Canada, or print no Canadian card rate, so the tool does not price them.
3PL fulfillment
Canada-only orders: Cesium 3PL prints its rates in Canadian dollars, CA$419 a month plus CA$4.37 an order and CA$0.85 a unit picked. For 500 orders a month of light products that is CA$42,504 a year, before postage and returns. ShipBob (Toronto), ShipMonk (Brampton, Ontario), ShipTop (Toronto and Vancouver) have Canadian warehouses and quote only.
Cesium read Nov 10, 2026. Quote-only providers are labeled, never priced.
POS systems
Our POS page prices in US dollars. For Canadian card rates, Square charges 2.5% on a credit card in person, 0.75% + 7¢ on debit and 2.8% + 30¢ online; the card processing tool above prices the whole year at your volume.
Square Canada’s pricing page, read Nov 10, 2026.
Where a provider prints a Canadian-dollar price, yes. Jobber bills Canadian customers in US dollars and prints no Canadian price, so we show it in US dollars and say so. Providers that print no Canadian price are listed without a number, not converted.
It depends on your volume and how you take payments. At CA$20,000 a month online in CA$60 payments, the lowest whole year in our tool is merchant-accounts.ca Professional at its B2B Fees reader rate, CA$6,500, then Helcim at CA$6,712. Change your answers in the tool; rows are sorted by cost, never by who pays us.
Some vendors may pay us a referral fee when a reader signs up through a link. Payment never changes the order, the picks, the numbers or the tone, and we say so beside each link.
From each provider’s own pricing pages and terms, with the date we read them. If a price is not published, we say so.
